Employed in the real estate and appraisal fields since 1972. Experience includes appraising, selling, financing, management and development of residential, commercial and industrial properties. Past appraisal clients include banks, municipalities, individuals, government agencies, attorneys, corporations and trusts. Appraisal experience also includes appraisals of a wide variety of going concerns, corporations, partnerships, LLC’S, family LLC’S and minority interests. Qualified as an expert witness before a number of tribunals including: - Barnstable County Superior Court - Barnstable County Probate Court - Norfolk County Probate Court - Plymouth County Superior Court - Massachusetts Appellate Tax Board Appointed as an Appraiser and a Receiver for Industrial Property by the Barnstable County Probate Court. American Institute of Real Estate Appraisers, 1976 - 1986 Massachusetts Board of Real Estate Appraisers, 1991 - Present Cape Cod Board of Realtors, Member, 1991- Present National Golf Foundation, Member Abington Savings Bank Advanta Anglo Irish Bank BankBoston Benjamin Franklin Savings Bank Boston Federal Savings Bank Bridgewater Co-operative Bank Brockton Credit Union, Brockton, Massachusetts Brockton Hospital Cape Cod 5¢ Savings Bank Cape Cod Hospital Citizens Bank Compass Bank Conseco Dale Mortgage Company, New Jersey Depco RE, Warwick, Rhode Island EFS Co., Pittsburgh, Pennsylvania Executrans Express Financial Exxon Falmouth Hospital Family Bank Farmers Home Administration FDIC First Federal Savings Bank First National Bank of Boca Raton, Florida First National Bank of Venice, Florida Fleet Bank & Fleet Mortgage Company FW Webb Company GMAC Investors Mortgage Insurance Company Mansfield Bank Martha's Vineyard and Nantucket Steamship Authority Mashpee Water District Massachusetts Development Finance Agency Mayflower Co-operative Bank National Credit Union Administration North Shore Bank Numerous Attorneys and Law Firms throughout the Northeast P.A. Landers Plymouth Savings Bank and Plymouth Mortgage Co. Rockland Trust Company, Rockland, Massachusetts Sagamore Water District Sandwich Water District Security National Bank of New Jersey Sovereign Bank State Street Bank/State Street Global Advisors The 300 Committee, Falmouth, MA Town of Barnstable Town of Bourne Town of Brewster Town of Bridgewater Town of Cohasset Town of Edgartown Town of Falmouth Town of Mashpee Town of Middleboro Ulster Bank Union Bank, Hartford, Connecticut U.S. Army Corps of Engineers, NE District U.S. Coast Guard U.S. Department of Agriculture Western Massachusetts Telephone Workers Credit Union All types of Residential Properties including Waterfront Homes and Estates Apartment Buildings and Apartment Complexes Asphalt Plants, Concrete Plants and Gravel Pits Assisted Living and Independent Living Buildings and Communities Automobile Dealerships for New and Used Cars, Automobile Service Facilities, Car Washes Bowling Alleys, Curling Rink, Jai Alai Fronton Business and Going Concern Valuations Condominium Units, Condominium Complexes and Condominium Permits Conservation Easements Corporations – Construction, Hospitality, Marina, Golfing Related Cranberry Bogs and Farms Going Concerns – Hospitality, Resort Related Golf Course Communities – Existing and Proposed Golf Courses, Public and Private, Miniature Golf Facilities and Driving Ranges Land to be developed for Residential Subdivisions, Condominiums, Shopping Centers and Industrial Parks Leasehold Interests, Commercial and Residential Limited Partnership and Minority Interests Marinas, Boat Yards, Yacht Clubs, Wharfs, Piers and Dockominiums Marshlands, Beaches and Land-Locked Upland Parcels and Unbuildable Upland Motels, Rooming Houses, Guest Houses and Bed & Breakfasts Nursing Homes, Age-Restricted Facilities and Age-Restricted Communities Office and Professional Buildings and Condominiums, Professional and Medical Condominium Units and Buildings, Medical Specialty Buildings Partial Interest Valuations such as Life Estates Restaurants, Lounges and Nightclubs including- Real Estate, Going Concern and Specific Use Values Retail Stores, Convenience Stores, and Convenience Stores with Gas Self Storage Facilities, Industrial Property/Manufacturing and R&D facilities Shopping Centers, Strip Malls Special Use Properties including Churches, Museums, Libraries and Schools Time Share Units & Time Share Projects Trailer Parks/Mobile Home Parks/Manufactured Housing Communities Warehouses, Trucking Terminals and Airport Hangars Tax Abatements – Residential and Commercial Feasibility Studies – Condominiums, Retail Centers, 40B Projects, Golf Courses, Subdivisions Highest and Best Use Analysis – Commercial and Residential Litigation – Expert Testimony Corporations – Manufacturing, Marinas, Professional, Hospitality and Construction Minority Interests – Partnerships, LLC’S and Family LLC’S 1991 to Present: Owner and senior appraiser of Appraisal Company of New England. 1987 to Present: Owner and managing director of Hartel Realty - Commercial Real Estate Brokers. 1983 to 1987: President of Peters-Hartel Realty Corporation - Real Estate Brokers and Developers. 1981 to 1983: President of Real Property Services, Inc., a wholly owned real estate development subsidiary of Plymouth Savings Bank. Developed and sold land and homes. 1979 to 1983: Vice President, Plymouth Savings Bank, Wareham, Massachusetts. Responsible for Lending and Appraisal Departments. 1976 to 1979: Chief Appraiser, Plymouth Savings Bank, Wareham, Massachusetts. Responsible for staff of appraisers and performed appraisals for residential, commercial and industrial properties throughout southeastern Massachusetts. 1974 to 1976: Real estate appraiser for residential, commercial and industrial properties covering Eastern Massachusetts. 1972 to 1974: Appraisal associate with F. Paul Morgan Associates, Osterville, Massachusetts. Responsibilities included the preparation of residential, commercial and industrial appraisal reports covering Eastern Massachusetts. University of Massachusetts Bachelor Business Administration, 1972 University of Massachusetts Master of Business Administration, 1973 Savings Bank Association of Massachusetts Graduate School of Savings Banking, 1978 Mortgage Bankers Association of America Graduate School of Mortgage Banking, 1981 Successfully completed numerous courses and seminars from the American Institute of Real Estate Appraisers, the Massachusetts Board of Real Estate Appraisers and the Society of Real Estate Appraisers. Bridgewater State College – Real Estate Appraising - Spring 1995 Cape Cod Community College – Real Estate Appraising - Fall 1998, Spring 1999, Fall 1999, 2001, 2002, 2003, 2004, and 2005.